I want to…
Save or invest
Grow money with SIP, RD, FD, or a lumpsum, and plan towards a goal.
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Finance / Tax calculators
Grow savings with SIP, RD, and lumpsum investing, and weigh loan EMIs before you commit.
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I want to…
Take a loan or check an EMI
See the EMI, what you can afford, and whether prepaying helps.
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Handle a credit card or debt
See what card interest costs and whether prepaying clears it faster.
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Calculators for finance / tax decisions
Some tools also appear in another primary category because salary, bills, measurements, dates, and budgets often affect the same decision.
SIP
Estimate the future value of a monthly SIP, the total invested, and the estimated gains, or work backwards from a target amount to the monthly SIP needed, with an optional annual step-up and a year-by-year projection.
Useful for: See how a monthly SIP could grow over time using an assumed return, or find the monthly SIP required to reach a target amount, before planning regular investing.
RD
Estimate the maturity value and interest of a recurring deposit in India from the monthly deposit, annual rate, tenure, and compounding frequency, with an optional senior citizen extra rate and a year-by-year growth table.
Useful for: See how much a monthly recurring deposit will be worth at maturity and how much interest it earns, before choosing a monthly amount, tenure, or bank.
Lumpsum
Estimate what a one-time lump-sum investment could grow to with annual compounding, see the gain and inflation-adjusted real value, compare cautious and optimistic scenarios, or work backwards from a future target.
Useful for: Understand the future value and gain of a one-time investment, its real value after inflation, and how much to invest today to reach a target, before investing a lump sum.
Home Loan EMI
Calculate your home loan EMI, total interest, and full year-by-year amortization schedule from the loan amount, interest rate, and tenure, with a clear principal-versus-interest breakdown.
Useful for: See the monthly EMI and the true total interest cost of a home loan before borrowing, and understand how much of each year goes to principal versus interest.
Loan Prepayment
See how a lump-sum loan prepayment changes your loan: reduce the tenure and keep the EMI, or reduce the EMI and keep the tenure. Compares interest, payoff time, and EMI before and after using month-by-month amortization.
Useful for: Decide whether to make a part-payment on a loan, and whether reducing tenure or reducing EMI saves more interest, before paying the lender.
Credit Card Interest
See how long a credit card balance takes to clear and how much interest it costs at a chosen monthly payment, or with only the minimum payment, and compare paying more each month.
Useful for: Understand the real cost and payoff time of a revolving credit card balance, especially when paying only a small amount or the minimum, before deciding how much to pay.
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